In April 2019, Sidney was 41 years old and had 3 young children.  She unexpectedly lost her husband.  She was completely overwhelmed and need assistance understanding and choosing a health insurance plan for her and her family. Her financial advisor recommended she contact Healthcare Pathfinder (HCP) to help her understand her options and make a …

Loss of SpouseRead More »

Lisa who was 54 years old was going through a divorce.  She was concerned about losing the excellent health insurance coverage she currently had through her husband’s employer and what her insurance costs would be in the future.  Her divorce attorney recommended that she contact Healthcare Pathfinder (HCP) to discuss her concerns.  Lisa met with …

DivorceRead More »

Jim, 60 years old, was diagnosed with a life debilitating illness. He and his family were devastated. He was still working and had excellent health insurance coverage. He and his family became clients when they started getting overwhelmed with medical bills and did not understand their insurance coverage. They were seeking medical services all over the …

A Life-Changing Diagnosis: How Healthcare Pathfinder helped a client and his family manage and maximize their health insurance benefitsRead More »

Read your plan’s coverage documents, every year, even if you think you know what they say.  Before you can figure out how to use your plan, you have to know what’s in it.  Especially important to know your plan type – HMO? EPO? PPO?  Also, know your deductibles and out-of-pocket cost limits. Find yourself a …

5 Tips to Get Most out of your Health Insurance CoverageRead More »

If you have a new or different medical, dental and/or prescription drug plan for 2023, the insurance company will send you a new ID card, along with other important plan information. It is important that you open all mail from your insurance carrier as it will include your plan documents, ID cards and premium information. …

2023 Coverage: 10 Tips to Prepare So You’re Ready When You Need ItRead More »

Employer Health Saving Accounts (HSA) vs Flexible Spending Accounts (FSA)

It is open enrollment time! Does your company offer a Health Savings Account (HSA) plan or a Flexible Spending Account (FSA) plan? It might be in your best interest to enroll in one or both of these tax savings accounts.     A Health Savings Account (HSA) is a type of savings account that lets you …

Employer Health Saving Accounts (HSA) vs Flexible Spending Accounts (FSA)Read More »

Maximize your Healthcare Benefits in the 4th Quarter

As we approach the end of the year, there are several points to remember regarding your 2022 healthcare benefits and looking toward 2023.   A few deliberate actions will help you avoid costly mistakes.   If you have met, or are close to meeting your deductible, schedule doctor visits and procedures before the end of the …

Maximize your Healthcare Benefits in the 4th QuarterRead More »

Healthcare open enrollment

Do you want better health insurance and/or prescription drug coverage in 2023?  You can make a change! See the details below.     2023 Healthcare Open Enrollment Season is Approaching! It’s time to review your coverage if you have Medicare, an employer, or an individual/family plan.  During the Open Enrollment period for healthcare insurance, you can …

2023 Healthcare Open Enrollment Season is Approaching!Read More »