We all pay a lot for our health insurance plans and it is amazing how little we understand about our coverage. Being aware of your insurance plan benefits and care options, preparing for the care and treatment you may need, and being proactive about managing your care and benefits can have a significant impact on …

Be Aware, Prepared, and Proactive about your Healthcare Needs and Insurance BenefitsRead More »

Proactive management of your health insurance allows you to maximize benefits, efficiently plan for care and treatment, track claims, and save on your healthcare costs. Insurance Premium Payments On-time payments are critical to maintaining coverage. Avoid cancellations. Open all mail from your insurance companies. This is especially true with COBRA. Set up auto-pay and designate …

How to Proactively Manage Your Health InsuranceRead More »

Be Prepared! Advice for Parents with 18+-year-olds Heading to College

What happens if your 18+-year-old adult child gets sick? Are you prepared to advocate on their behalf? Do you understand how their plan works? Take these steps so that you are ready to advocate for your Adult child when medical care is needed: Release of Information Authorizations These documents allow you to receive information and …

Be Prepared! Advice for Parents with 18+-year-olds Heading to CollegeRead More »

Long Term Care Insurance: Why You Need It and When to Use It

The value and application of Long Term Care Insurance is growing. As healthcare costs increase, Medicare covers fewer services and reduces benefit allowances for care at home and for inpatient services.  Healthcare Pathfinder’s clients who are fortunate enough to have Long Term Care Insurance are accessing benefits sooner to cover services once paid by Medicare.  …

Long Term Care Insurance: Why You Need It and When to Use ItRead More »

Successfully planning for surgery or treatments (chemotherapy) requires more than just choosing a date.  To maximize your  benefits and insurance reimbursements, you will need to determine if your providers (doctors, hospitals, anesthesiologists) are in or out of network, and you will need to get insurance approval.  It is important to prepare to advocate for yourself …

Planning for surgery or treatment this year?Read More »