Health insurance can often seem like a labyrinth of choices and jargon. But understanding your options is crucial to ensuring that you get the coverage you need without overpaying. This blog post breaks down the key elements you need to consider when choosing a health insurance plan. https://www.youtube.com/watch?v=Tx4pH6_n0zI HMO vs. PPO: Knowing Your Plan Types …
Navigating Health Insurance Coverage: Understanding Your OptionsRead More »
Navigating the world of insurance can be overwhelming, whether you’re an individual, a business owner, or looking after the needs of seniors. Understanding the different insurance options available is crucial to making informed decisions. This post aims to shed light on various insurance options, including individual, employer group, self-employed, COBRA, Medicare, and long-term care insurance. …
Exploring Insurance Plan Options: A Guide for EveryoneRead More »
Managing your healthcare insurance transition when you change jobs is essential! Here are important steps to help you navigate this process smoothly: Understand your current health coverage: Before leaving your current job, familiarize yourself with the benefits, coverage, deductibles, copayments, and any other important details. This will help when choosing your new plan. Find out …
Do you manage your parents Healthcare needs and services? It can be overwhelming! Are you doing the right things to help them? Here are some essential steps to help you manage and plan for your parents current and future needs. Communication and Understanding: Open communication is crucial. Talk with your parents about their healthcare preferences, …
Planning a trip or vacation? Make sure you are prepared in case of an accident or unexpected illness. Being prepared will help you to avoid stress and costly mistakes. Here are some travel tips for you and your family members: Before you leave: Make sure you take your insurance ID cards with you! Put the …
You Need to Pack More than your Bathing Suit for your Summer VacationRead More »
Chris, age 28, lived in New York City and worked for ABC Corp. He has a significant mental health history which requires consistent and regular medical treatment with his preferred physicians. Unfortunately, ABC Corp. cut staff and he lost his job. He was offered COBRA (Consolidated Omnibus Budget Reconciliation Act), but it was expensive and …
We were introduced to Tracy through her insurance broker. Tracy owns and operates an international family business, has four children (two sets of twins), all under the age of 12 and one child is disabled. Tracy and her family live in New Jersey, but most of her doctors are in New York and many …
As a parent, you want to ensure your adult children have access to the best healthcare coverage. If your adult children need their own health insurance, it’s important they obtain the right coverage for their needs. The wrong choices may end up costing you a lot of money if they need to use their coverage. …
Anne and John, are both in their seventies. They’ve been married for decades and have lived in their home for years. Unfortunately, Anne recently fell and broke her hip, so they hired private aides to help her with daily activities like bathing, transferring, and walking. Thankfully, Anne and John had Long Term Care Insurance (LTC), …
Lindsey was 48, divorced, and had been utilizing her COBRA ( Consolidated Omnibus Budget Reconciliation Act) benefits under her ex-husband’s insurance plan. This coverage was ending and she was overwhelmed with the thought of finding new coverage and wanted a consultant to help her. She contacted Healthcare Pathfinder to help her find the best individual …