Health insurance can often seem like a labyrinth of choices and jargon. But understanding your options is crucial to ensuring that you get the coverage you need without overpaying. This blog post breaks down the key elements you need to consider when choosing a health insurance plan. https://www.youtube.com/watch?v=Tx4pH6_n0zI HMO vs. PPO: Knowing Your Plan Types …
Navigating Health Insurance Coverage: Understanding Your OptionsRead More »
Navigating the world of insurance can be overwhelming, whether you’re an individual, a business owner, or looking after the needs of seniors. Understanding the different insurance options available is crucial to making informed decisions. This post aims to shed light on various insurance options, including individual, employer group, self-employed, COBRA, Medicare, and long-term care insurance. …
Exploring Insurance Plan Options: A Guide for EveryoneRead More »
Managing your healthcare insurance transition when you change jobs is essential! Here are important steps to help you navigate this process smoothly: Understand your current health coverage: Before leaving your current job, familiarize yourself with the benefits, coverage, deductibles, copayments, and any other important details. This will help when choosing your new plan. Find out …
Do you manage your parents Healthcare needs and services? It can be overwhelming! Are you doing the right things to help them? Here are some essential steps to help you manage and plan for your parents current and future needs. Communication and Understanding: Open communication is crucial. Talk with your parents about their healthcare preferences, …
Planning a trip or vacation? Make sure you are prepared in case of an accident or unexpected illness. Being prepared will help you to avoid stress and costly mistakes. Here are some travel tips for you and your family members: Before you leave: Make sure you take your insurance ID cards with you! Put the …
You Need to Pack More than your Bathing Suit for your Summer VacationRead More »
Read your plan’s coverage documents, every year, even if you think you know what they say. Before you can figure out how to use your plan, you have to know what’s in it. Especially important to know your plan type – HMO? EPO? PPO? Also, know your deductibles and out-of-pocket cost limits. Find yourself a …
5 Tips to Get Most out of your Health Insurance CoverageRead More »
If you have a new or different medical, dental and/or prescription drug plan for 2023, the insurance company will send you a new ID card, along with other important plan information. It is important that you open all mail from your insurance carrier as it will include your plan documents, ID cards and premium information. …
2023 Coverage: 10 Tips to Prepare So You’re Ready When You Need ItRead More »
It is open enrollment time! Does your company offer a Health Savings Account (HSA) plan or a Flexible Spending Account (FSA) plan? It might be in your best interest to enroll in one or both of these tax savings accounts. A Health Savings Account (HSA) is a type of savings account that lets you set …
Employer Health Saving Accounts (HSA) vs Flexible Spending Accounts (FSA)Read More »
As we approach the end of the year, there are several points to remember regarding your 2022 healthcare benefits and looking toward 2023. A few deliberate actions will help you avoid costly mistakes. If you have met, or are close to meeting your deductible, schedule doctor visits and procedures before the end of the year. …
Maximize your Healthcare Benefits in the 4th QuarterRead More »
Do you want better health insurance and/or prescription drug coverage in 2023? You can make a change! See the details below. 2023 Healthcare Open Enrollment Season is Approaching! It’s time to review your coverage if you have Medicare, an employer, or an individual/family plan. During the Open Enrollment period for healthcare insurance, you can …
2023 Healthcare Open Enrollment Season is Approaching!Read More »