When adult children turn 26, they must find new health insurance as they age out of their parents’ plans. The rules vary widely, making professional advice essential. Here’s how Healthcare Pathfinder (HCP) helped a client through this transition. The Challenge A client needed help transitioning her twin daughters, Liz and Joan, off their parents’ insurance …
Navigating Insurance Transitions for Adult Children Turning 26Read More »
How moving may impact your health insurance and how Healthcare Pathfinder (HCP) can help. When you or a family member need to move you should consider how health insurance coverage might be impacted. Here are some situations in which you might need to change your plan or your providers: 1. Moving to a new state. …
Long-term care insurance is designed to cover services that aren’t typically covered by regular health insurance, Medicare, or Medicaid. These services can include assistance with daily activities such as bathing, dressing, and eating, as well as skilled nursing care. IMPORTANT TERMS TO REMEMBER Benefit Amount: The maximum daily or monthly amount the policy will pay …
Chris, age 28, lived in New York City and worked for ABC Corp. He has a significant mental health history which requires consistent and regular medical treatment with his preferred physicians. Unfortunately, ABC Corp. cut staff and he lost his job. He was offered COBRA (Consolidated Omnibus Budget Reconciliation Act), but it was expensive and he needed …
We were introduced to Tracy through her insurance broker. Tracy owns and operates an international family business, has four children (two sets of twins), all under the age of 12 and one child is disabled. Tracy and her family live in New Jersey, but most of her doctors are in New York and many …
As a parent, you want to ensure your adult children have access to the best healthcare coverage for their needs. If your adult children need their own health insurance, it’s important they obtain the right coverage for their needs. The wrong choices may end up costing you a lot of money if they do not …
Anne and John, are both in their seventies. They’ve been married for decades and have lived in their home for years. Anne has been physically declining for a while and recently fell and broke her hip. They hired private aides to help her with daily activities like bathing, transferring, and walking. Thankfully, Anne and John had Long …
Lindsey was 48, divorced, and had been utilizing her COBRA ( Consolidated Omnibus Budget Reconciliation Act) benefits under her ex-husband’s insurance plan. This coverage was ending and she was overwhelmed with the thought of finding new coverage and wanted a consultant to help her. She contacted Healthcare Pathfinder to help her find the best individual …
Sidney was married, 41 years old and had 3 young children. She unexpectedly lost her husband. She was completely overwhelmed and need assistance understanding and choosing a health insurance plan for her and her family. Her financial advisor recommended she contact Healthcare Pathfinder (HCP) to help her understand her options and make a decision. After …
Lisa who was 54 years old was going through a divorce. She was concerned about losing the excellent health insurance coverage she had through her husband’s employer and what her insurance costs would be in the future. Her divorce attorney recommended that she contact Healthcare Pathfinder (HCP) to discuss her concerns. Lisa met with HCP …